Commercial Loans

Quick Close Loans Commercial Loans

Commercial loans are financial products specifically designed to meet the funding needs of businesses and organizations. These loans are used for various purposes such as purchasing commercial real estate, expanding existing facilities, acquiring equipment, financing inventory, or covering operational expenses. Commercial loans are typically offered by banks, credit unions, and other financial institutions.

Unlike consumer loans, commercial loans have different underwriting criteria and terms. Lenders value factors such as the borrower’s experience in a similar business field, business plan, financial statements, and collateral to determine the loan amount, interest rate, and repayment terms. These loans may have fixed or variable interest rates and can have shorter or longer repayment periods, depending on the specific loan program and lender.

Commercial loans provide businesses with the necessary capital to invest in growth, improve cash flow, and seize new opportunities. They can be essential for startups, small businesses, and larger enterprises alike. It’s important for borrowers to carefully evaluate their financial needs, research available loan options, and work closely with lenders to secure the most suitable commercial loan for their business requirements.

Loan Costs, Fees & Terms

• Closing Time: 1 - 4 weeks, we can fund quicker for emergencies
• Term: 1-3 Years Bridge Loan, 30 Year Amortization Available
• Loan Amount: $100,000. - $3,000,000.
• Loan to Value: up to 90%
• Interest Rates: 2.75% - 9.75%
• Origination Fee: 2% - 4%
• NO ADVANCE FEES CHARGED
• Pre-Payment: Some programs no Pre-Payment required Based on Rate & Terms